Pacific Property Loans’ Blog

Three things to avoid before getting a mortgage: AVOID CLOSING OUT ANY CREDIT LINES Closing credit lines removes payment history which makes up 35% of your credit score. Closing out any accounts can drop your credit score. AVOID DECLINING INCOME Declining income can knock you out of qualifying. AVOID LARGE DEPOSITS 2 MONTHS BEFORE STARTING ESCROW. Lenders want you to be able to source where your money is coming from. Please click here to contact
Don’t overpay on a home and stretch your budget too far! There is nothing more important than the person you choose to finance you when purchasing a home. We will explain the process of buying your new home, guide you through all the ups and downs, and get the transaction closed on time. Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
Shopping for a home loan? Getting a home loan doesn’t have to be overwhelming or scary. We break down the home loan process with a flowchart on our site. You can always call and speak with one of our experts if you have any questions. See how the loan process works >>> Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
The housing market is still a seller’s market right now, and it’s best if you don’t try to go it alone. If you need help to find the right home at the right price our experts can help! Learn More>>>PacificPropertyLoans.com Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
Some experts believe the rising mortgage rates will shake things up and push housing prices down. However, Freddie Mac estimates the nation is 4 million homes short of current buyer demand, so 2022 may shape up to continue to be a seller’s market. Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
You may want to hurry to sell because of potentially rising interest rates in 2022, but you need to ask yourself if selling is the right decision for you right now. We can help>>> http://www.pacificpropertyloans.com/ Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.

Best-in-class service!

We offer our best-in-class service while providing a variety of mortgage products that are tailored to meet your individual home and financing needs. So whether you are buying, selling, or searching we give you the assistance you need to make the right decisions and get the best value. http://www.pacificpropertyloans.com Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.  
A debt-to-income ratio is used to determine how much you qualify for. You may qualify for more of a mortgage than you need, although we don’t recommend exceeding 46% of your monthly income. Use our mortgage calculator to estimate your monthly payment>>> http://www.pacificpropertyloans.com/ Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
If you have been thinking about purchasing a home, you know how competitive the market has been. This is where a mortgage pre-approval letter may come in handy! Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
While it can be fun to shop around and see what is available on the market, it is a lot more exciting to shop for homes that you KNOW are within your approved loan amount. Getting pre-approved by a lender is a crucial step in the home buying process as it helps you know how much you can afford before you begin the search. Please click here to contact a Pacific Property Loans’ Loan Officer
The US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a home with certain benefits such as no down-payment and flexible loan options. This loan option can help you get into the dream home you deserve. Thank you for your service! Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
You have questions about home loans and we can provide you with answers! Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
The home loan process can seem daunting to new home buyers, but we will help you break it down. Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
There are loans for you even though you may have a lower credit score. Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.
Available on 15 & 30 year fixed loans with up to 89.99%* loan to value and no mortgage insurance required. Prime Jumbo details include: 30- and 15-year fixed up to $2million Available on loans with an Loan To Value up to 89.99%* Maximum Debt to Income ratio is 45%* Minimum FICO score is 680* No Mortgage Insurance (M.I.) required Available on purchases and cash-out and rate/term refinances Primary and secondary residences or investment properties No
Please click here to contact a Pacific Property Loans’ Loan Officer to learn more.